Tokenized Project Financing for Startups: Raising Capital with Digital Assets

Raising capital is one of the biggest hurdles startups face - especially in their early stages when risk is high, networks are limited, and traditional funding paths are slow or inaccessible. But a new era of digital fundraising is emerging, powered by asset tokenization and blockchain infrastructure.

By tokenizing equity, convertible debt, or future revenue streams, startups can now tap into global investor markets, streamline the fundraising process, and build community ownership from day one. This isn’t a future vision - tokenized project financing is already redefining startup capital formation in Europe.

In this post, we’ll explore how tokenized project financing works, why it’s especially valuable in the EU startup ecosystem, and how ONINO’s no-code, compliant platform helps startups launch their own tokenized fundraising campaigns with ease.

Why Traditional Fundraising Falls Short for Startups

Startups in Europe often face serious barriers when trying to raise funds:

• Limited access to VCs or angel networks
• Slow, complex due diligence processes
• High legal and advisory costs
• Minimum investment ticket sizes too large for retail investors
• Low international visibility

While venture capital and debt financing still play vital roles, they’re often ill-suited for early-stage or unconventional projects. What startups need is a faster, more flexible way to raise capital - without sacrificing legal compliance or investor trust.

That’s where asset tokenization comes in.

What Is Tokenized Project Financing?

Tokenized financing allows a startup to raise funds by issuing digital tokens - blockchain-based representations of financial instruments like equity, convertible notes, or revenue-share agreements.

Each token can represent a share in a company, a right to future earnings, or a stake in a specific project. Investors purchase tokens, and in return, they receive contractual rights embedded in smart contracts. The result: instant settlement, fractional ownership, and real-time investor engagement.

Startups benefit from:

✅ Lower costs (no need for traditional underwriters or lawyers to manage each transaction)

✅ Faster execution (launch a tokenized round in days, not months)

✅ Global reach (any eligible investor worldwide can participate, subject to KYC/AML)

✅ Community building (create alignment and shared ownership with early supporters)

Why Tokenized Fundraising Is Perfect for EU Startups

The EU is a fertile ground for tokenized project financing:

• Strong startup culture in hubs like Berlin, Amsterdam, Tallinn, and Barcelona
• Increasing regulatory clarity through frameworks like MiCA (Markets in Crypto-Assets)
• Rising demand for alternative assets among European retail and institutional investors
• Cross-border investor appetite thanks to shared EU market infrastructure

In other words, Europe is ready for a new financing model - and startups that embrace tokenization early can benefit from first-mover advantage.

ONINO: Tokenized Financing Made Simple and Compliant

At ONINO, we believe that startups shouldn’t need blockchain developers or legal teams to fundraise using tokenization. That’s why we built a platform that does the heavy lifting - so founders can focus on building their vision.

Here’s what the ONINO Tokenization Platform offers for startup fundraising:

🧱 No-Code Tokenization

Founders can tokenize a project, company equity, or debt instrument in a matter of hours - no coding required. Simply configure your token parameters, upload legal documents, and go live.

🧾 Regulatory-First Infrastructure

Investor onboarding includes built-in KYC/AML compliance, and the platform generates all necessary documentation for regulated offerings. Whether you're doing a public offering or a private sale, ONINO ensures you're in line with EU securities regulations.

🌍 Global Fractional Investment

The platform supports fractionalized token sales, meaning startups can raise capital from a broader pool of investors - even from contributors with as little as €100. This makes early-stage financing more inclusive and scalable.

🛠 Whitelabel Investor Portals

Want to run your own branded campaign? With ONINO’s whitelabel SaaS, you can create your own “investor portal” to host tokenized fundraising campaigns under your company’s identity.

🔄 Secondary Market Access

Once the tokens are issued, investors can trade them on a compliant secondary market, giving them liquidity and making your fundraising campaign even more attractive.

Launch Your Fundraising Journey Today

Whether you're building a startup in Web3, fintech, renewable energy, or beyond, tokenized project financing offers a powerful alternative to traditional fundraising.

With ONINO, you can launch your own fundraising portal, issue compliant digital securities, and raise capital from a global audience - without needing to write a single line of code.

Launch your tokenized financing platform with ONINO and accelerate your startup’s fundraising today.

👉 Book a demo now to get started.